100% FreeFor real estate agents No commission sharing.
Help eligible military families explore a credit of up to $21,000 toward eligible closing costs. Get practical partner resources, a week-by-week 30-Day Launch Guide, and a personal page on HometownHeroCredit.com.
A useful conversation can help an eligible military family find a next step worth exploring.
Hometown Hero Credit™ may provide eligible VA borrowers a credit equal to 2% of the VA loan amount, up to $21,000, toward eligible closing costs. Program requirements and restrictions apply; a participating licensed loan officer determines borrower eligibility and explains how any credit may apply.
A helpful next step for buyers
Help Military Buyers Pay Their Closing Costs!
Every agent knows the moment a buyer asks, “How much do we need to bring to closing?” For military families balancing a move, a new job, or the transition to civilian life, clarity about closing costs can be an important part of planning.
Imagine being the agent who can say, “There may be a credit worth asking about. Let’s connect you with someone who can explain it.”
Through Hometown Hero Credit™, eligible veterans with an honorable discharge, active-duty service members, reservists, and Gold Star surviving spouses may qualify for a credit equal to 2% of their VA loan amount, up to $21,000, toward eligible closing costs. A participating licensed loan officer can confirm eligibility and explain how the credit may apply.
A simple week-by-week plan to introduce Hometown Hero Credit to your brokerage, share approved information with military buyers, and put partner tools to work in your community.
Week 1 · Learn the program
Get familiar with the basics
Read the Hometown Hero Credit program overview, review the partner resources, and connect with a participating loan officer so you know where to direct financing and eligibility questions.
Week 2 · Prepare your introduction
Make the information easy to share
Choose approved presentations and marketing materials that fit your conversations. Add your personal page to your email signature or save it somewhere handy for clients.
Week 3 · Bring it into buyer conversations
Offer a useful next step
When a military buyer raises closing costs or puts plans on hold, let them know there may be a program to ask about. Share the overview and connect them with a participating licensed loan officer.
Week 4 · Review and keep building
Build a steady community habit
Look back at the questions buyers and colleagues asked, refresh the materials you share, and plan future outreach around community events and military observances.
This guide is educational and suggests optional outreach steps; follow applicable brokerage policies, advertising rules, and approved program materials.
Tools and resources
Tools and Resources You Get as an Agent Partner
Your password-protected Partner Center brings approved materials together in one place. After joining, use it to get familiar with the program and find practical resources for your work with buyers.
Hometown Hero Credit program overview
Understand the program basics and where to direct clients who want to learn more.
Use the VA Real Estate Professionals Toolkit and NAR’s VA home loan explainer video to build confidence in buyer conversations. These are educational resources, not Operation T.A.G. lending or eligibility guidance.
The password is a convenience gate, not secure storage. Because it is displayed on this public page, it does not restrict access to people who find the page.
A resource for your clients
Share Mission Homeownership
You can also share Mission Homeownership, our free homebuying field guide, with clients who are getting ready to buy.
Participating agents can have a listing in our Real Estate Agent Directory and a personal page on HometownHeroCredit.com. Your page introduces you, shows where you work, and gives families a way to contact you directly.
Add it to your email signature, share it on social media, or send it to a military family moving into your area.
Having a son serving in the Army makes this mission personal for me. Military families give up time together, leave familiar places behind, and start over in communities where they may know nobody. A good real estate agent can be one of the first people who makes that new place feel like home.
That’s why I’d love to have you join us. The next time a military family sits across from you and wonders if they can afford to buy, you’ll have something tangible to offer. To me, that’s what gratitude looks like in our business.
Brett Stacy
Founder, Operation T.A.G. · Tangible Act of Gratitude
Ready to join?
Become a Real Estate Agent Partner
Select Real Estate Agent on the sign-up form and tell us about yourself and the communities you serve. We’ll review your submission and use it to prepare your directory listing and personal page.
Hometown Hero Credit™ is a program of Operation T.A.G., an independent 501(c)(3) nonprofit. Operation T.A.G. is not a lender and does not originate loans, quote mortgage rates or terms, administer VA benefits, or determine borrower eligibility. Mortgage services and lending decisions are provided by appropriately licensed lending partners, including PRMG (NMLS #75243). Eligible borrowers may qualify for a credit equal to 2% of the VA loan amount, up to $21,000, toward eligible closing costs, subject to lender review, program requirements, and restrictions. Hometown Hero Credit program availability is in 49 states, excluding New York; this is not a statement of any loan officer’s individual licensing. Equal Housing Opportunity.
