Receive up to $21,000 to help purchase or sell a home!​​​​​​​

No repayment of the funds and no increase in interest rate!



Receive up to $21,000 to help purchase or sell a home!​​​​​​​

No repayment of the funds and no increase in interest rate!

Hometown Hero Credit

Fill out the form below to learn more

What is the Hometown Hero Credit and why do I need it?

The Hometown Hero Credit is designed to dramatically reduce the amount of money needed to buy or refinance a home by offering up to $21,000 to cover closing costs and expenses.

  • No repayment of the funds

  • No increase in interest rate

  • No extra qualifying requirements

  • Not limited to first-time buyers

  • No income limits

  • No delay in closing

  • FHA, VA, USDA, and Conventional loan programs available

  • Minimum loan amount $400,000

Who Qualifies for the Hometown Hero Credit Program?

To be eligible you must be a current employee, volunteer, or retired from:

  • Law Enforcement: Police Officers, Sheriffs, Highway Patrol Correctional Officers, Dispatchers

  • Fire Protection: Firefighters, EMTs, Paramedics, Dispatchers

  • Educators: Principals, Teachers, Counselors, Administration and Staff

  • Healthcare Providers: Doctors, Nurses, Hospital Staff, Medical Office Staff, Dentists, Veterinarians

  • Military: Active and Veterans

  • Teamsters Members

  • First Time Homebuyers and more!

What can the money you get from the Home Town Hero Credit be used for?

The Hometown Hero Credit covers up to $21,000 of the closing costs with no repayment or increase in interest rate. The credit can be used to cover the following items:

  • Escrow

  • Title

  • Lender

  • Underwriting

  • Processing

  • Notary

  • and any buyer related fees

Let the Hometown Hero Credit save you thousands on the purchase of your new home!

Heard of the Home Town Hero Credit?

Are you a Veteran or Active Military?

Are you a Realtor interested in offering your clients HHC?

Will you be Selling your Home?

The Hometown Hero Credit can cover the buyer's closing costs and increase your profit!

Our marketing material will help market your home and stand-out among other homes for sale.

You can even use the Hometown Hero Credit a second time to purchase your next home, or even your next!

If you are eligible for the Hometown Hero Credit, you can pass the savings on to the buyer of your home. This could save them up to $21,000 to purchase your home! ​​​​​​​

Applications for California Residents

1-Click the box that says you are working with a loan officer.

2-Choose my name from the drop-down.

For states other than California, please call us at (760)-490-4094

or schedule an appointment below

Request More Information?

Whether you are buying a home today or just thinking about it, take a minute and reserve your Hometown Hero Credit!

Reserve your Hometown Hero Credit of up to $21,000 by sending us a message or call us at 760-240-8900

We are honored to help you purchase or sell your home.

We look forward to hearing from you soon.

It's FREE to Join our Network of Realtors?

Interested in marketing the Hometown Hero Credit in your community? Join our network of realtors to receive co-branded marketing material to promote the benefit to the heroes in your local community.

Want to be a preferred Realtor partner?

There is no cost to you and we don't take a portion of your commission to cover the buyer's closing costs.

We will provide you with marketing material such as: Listing Flyers, Postcards, Marketing Flyers, and online Marketing Material. There is no cost to the design work. ​​​​​​​

Learn more about joining our network of realtors and

co-branded marketing material.​​​​​​​

The Hometown Hero Credit is offered exclusively by LLBD, Inc. (Living Life by Design) and it’s a family of businesses.

Living Life by Design powered by EZ Fundings, Inc.

CALL TODAY! 760-240-8900

Hometown Hero Credit - All Rights Reserved. Additional terms and conditions may apply. Products are not available in all areas. EZ Fundings, Inc. and LLBD, Inc. are not acting on behalf of any state or government agency. EZ Fundings, Inc. is licensed by the California Department of Business Oversight under the Finance Lenders Law. Nationwide Mortgage Licensing System (NMLS), unique identifier of 1156892. Broker is performing acts for which a license is required. Refer to www.nmlsconsumeraccess.org and input NMLS #1156892 to see where EZ Fundings, Inc. is a licensed lender. The principal licensed office of EZ Fundings, Inc. is 8577 Haven Avenue, Suite 201, Rancho Cucamonga, CA 91730. Phone: (844) 393-8639. This is not an offer for an extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only.