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What is the Hometown Hero Credit?

The Hometown Hero Credit is designed to dramatically reduce the amount of money needed to buy or refinance a home by offering up to $21,000 to cover closing costs and expenses.  

  • No repayment of the funds 
  • No increase in interest rate 
  • No extra qualifying requirements 
  • Not limited to first-time buyers 
  • No income limits 
  • No delay in closing 
  • FHA, VA, USDA, and Conventional loan programs available
  • Minimum loan amount $300,000

To be eligible you must be a current employee, volunteer, or retired from:     

  • Law Enforcement: Police Officers, Sheriffs, Highway Patrol, Correctional Officers, Dispatchers      
  • Fire Protection: Firefighters, EMTs, Paramedics,Dispatchers
  • Educators: Principals, Teachers, Counselors, Administration and Staff      
  • Healthcare Providers: Doctors, Nurses, Hospital Staff, Medical Office Staff, Dentists, Veterinarians       
  • Military: Active and Veterans 
  • Teamsters Members
  • and more!

Who Qualifies for the Hometown Hero Credit?

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The Hometown Hero Credit covers up to $21,000 of the closing costs with no repayment or increase in interest rate. The credit can be used to cover the following items:

  • Escrow
  • Title 
  • Lender 
  • Underwriting         
  • Processing   
  • Notary              
  • and any buyer related fees

What can the money be used for?

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Hometown Hero Credit

No repayment of the funds and no increase in interest rate!​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

Receive up to $21,000 to help purchase or sell a home!​​​​​​​​​​​​​​

​​​​​​​HOMETOWN HERO CREDIT

760-240-8900​​​​​​​

Let the Hometown Hero Credit save you thousands on the purchase of your new home! 

Will you be Selling your Home?

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The Hometown Hero Credit can cover the buyer's closing costs and increase your profit! 

Our marketing material will help market your home and stand-out among other homes for sale.  

You can even use the Hometown Hero Credit a second time to purchase your next home, or even your next!

Let us pay 100% of your non-reoccurring loan fees! It’s our gift to you!

Receive up to $21,000 to help you purchase or refinance a home.

Here’s the story of Dick & Jane! See how the Hometown Hero Credit can save you thousands of dollars.

If you are eligible for the Hometown Hero Credit, you can pass the savings on to the buyer of your home. This could save them up to $21,000 to purchase your home! ​​​​​​​

 Apply Now

Click on "Begin Online Application" to start the online application process.

Application for California Residents

For states other than California, please call us at (760)-240-8900 or schedule an appointment below

 Schedule a Phone Appointment

We are one of the largest lenders in California, closing an average of 1500 transactions per month. Loan origination, processing, underwriting, and funding is all done in house which allows us to close in 30 days or less.​​​​​​​

Who are we?

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The Hometown Hero Credit can be used with VA, FHA, USDA, and Conventional financing. 

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What financing options are available?

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Our Mission 

We are dedicated to financing the American Dream of Homeownership and giving back to those who give so much to our communities. 

American Financial Network

About Us

Request More Information

Whether you are buying a home today or just thinking about it, take a minute and reserve your Hometown Hero Credit!

Reserve your Hometown Hero Credit of up to $21,000 by sending us a message 

or call us at 760-240-8900


We are honored to help you purchase or sell your home.     

We look forward to hearing from you soon.

It's FREE to Join our Network of Realtors!​​​​​​​

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Interested in marketing the Hometown Hero Credit in your community? Join our network of realtors to receive co-branded marketing material to promote the benefit to the heroes in your local community.

Want to be a preferred Realtor partner?

There is no cost to you and we don't take a portion of your commission to cover the buyer's closing costs. 

We will provide you with marketing material such as: Listing Flyers, Postcards, Marketing Flyers, and online Marketing Material. There is no cost to the design work. ​​​​​​​

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Learn more about joining our network of realtors and

co-branded marketing material.​​​​​​​

Download Hometown Hero Credit Information

Hometown Hero Credit Flyer (pdf)

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Hometown Hero Credit Q&A (pdf)

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