Programs

Our program turns the nation’s gratitude into
real financial relief for those who served and
the families beside them.

  • Hometown Hero Credit™

    Up to $21,000 toward your home.

    Our flagship program dramatically reduces the cash needed to buy or refinance a home by offering up to $21,000 toward closing costs and expenses — a non-repayable credit, given in gratitude, never as a loan.

    • No repayment of the funds
    • No income or credit restrictions
    • No first time buyer requirements
    • Can be used for a primary residence
    • Can be used on any type of loan
    • Available for active duty, reserve, and veterans
    Learn More

  • Red, White & Secure™

    Equity with dignity, for veterans 62+.

    A veteran-exclusive reverse mortgage program created to help homeowners 62 and older access their home equity with dignity, stability, and peace of mind — paired with education and advocacy at every step. Because our nation’s heroes deserve more than words of gratitude in retirement.

    • Exclusively for veteran homeowners 62 and older
    • Access home equity without monthly mortgage payments
    • Education and advocacy at every step
    • Backed by a 501(c)(3) nonprofit mission
    Learn More
760-240-8900

*Current program allows homebuyers up to $21,000. Funds may be limited by county.

Active Programs

  • Frontline Hero Credit™

    Gratitude for those who serve at home.

    Extending Operation T.A.G.’s mission to the first responders and frontline heroes who protect our communities every day. Foundational content is in development.

    Learn More

  • Lightning HELOC™

    Fast, flexible access to home equity.

    A faster, simpler path for eligible homeowners to put the equity they’ve built to work — without the wait. Foundational content is in development.

    Learn More
760-240-8900

*Current program allows homebuyers up to $21,000. Funds may be limited by county.

Join our nationwide team of brand ambassadors.

It’s 100% FREE to join and you’ll receive the following benefits:

  • Custom Landing Page
  • Autoresponder
  • Marketing Materials
  • DONE-FOR-YOU Social
    Media Marketing
Bradely Stacy
Learn more

Bradley Stacy

National Brand Ambassador,
Joint Base Lewis McChord

Frequently Asked Questions

Everything you need to know about our programs, eligibility, and how the credit reaches you.

Active-duty service members, reservists, veterans with honorable discharge, and Gold Star families all qualify. There are no income, credit, or first-time buyer restrictions.

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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since 1966, when designers at Letraset and James Mosley, the librarian at St Bride Printing Library in London, took a 1914 Cicero translation and scrambled it to make dummy text for Letraset’s Body Type sheets.

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since 1966, when designers at Letraset and James Mosley, the librarian at St Bride Printing Library in London, took a 1914 Cicero translation and scrambled it to make dummy text for Letraset’s Body Type sheets.

Receive your Hometown Hero Credit of up to

$21,000

by sending us a message or call us at

760-240-8900

We are honored to help you purchase or refinance your home.
We look forward to hearing from you soon.